*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --ink: #1A1A1A;
    --ink-soft: #3a3d42;
    --ink-muted: #7a7e87;
    --surface: #F8F7F4;
    --white: #ffffff;
    --accent: #E8A435;
    --accent-light: #fdf3e0;
    --accent-dark: #c98a1a;
    --navy: #0F2540;
    --border: #e2e3e6;
    --border-strong: #c8cad0;
    --success: #0ea86b;
    --radius: 12px;
    --radius-lg: 20px;
  }

  html { scroll-behavior: smooth; }

  body {
    width: 100%;
    font-family: 'DM Sans', sans-serif;
    background: var(--surface);
    color: var(--ink);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
  }

  /* ── NAV ── */
.nav-back {
    text-decoration: none; color: var(--ink-soft);
    font-size: 14px; font-weight: 500;
    padding: 9px 18px; border: 1px solid var(--border); border-radius: 8px;
    transition: all 0.2s;
  }
  .nav-back:hover { border-color: var(--accent); color: var(--accent); }
@media (max-width: 760px) {}

  /* ── HEADER ── */
  .header-band {
    background: var(--navy);
    padding: 130px 40px 100px;
    text-align: center;
    position: relative; overflow: hidden;
  }
  .header-band::before {
    content: ""; position: absolute; inset: 0;
    background: radial-gradient(circle at 30% 20%, rgba(232,168,56,0.14) 0%, transparent 55%);
  }
  .header-eyebrow {
    position: relative; display: inline-block;
    font-size: 12px; font-weight: 600; letter-spacing: 0.14em;
    text-transform: uppercase; color: var(--accent); margin-bottom: 14px;
  }
  .header-band h1 {
    position: relative; font-family: 'DM Serif Display', serif;
    font-size: clamp(36px, 5vw, 54px); color: #fff;
    letter-spacing: -0.02em; margin-bottom: 12px;
  }
  .header-band p { position: relative; color: rgba(255,255,255,0.62); font-size: 16px; max-width: 460px; margin: 0 auto; }

  /* ── FAQ LIST ── */
  .wrap { max-width: 760px; margin: -64px auto 0; padding: 0 24px 60px; position: relative; }

  .faq-item {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    margin-bottom: 14px;
    overflow: hidden;
    transition: border-color 0.2s, box-shadow 0.2s;
  }
  .faq-item[open] { border-color: var(--accent); box-shadow: 0 14px 40px -30px rgba(27,42,74,0.4); }

  .faq-item summary {
    list-style: none; cursor: pointer;
    padding: 22px 26px;
    display: flex; align-items: center; justify-content: space-between; gap: 16px;
    font-family: 'DM Serif Display', serif;
    font-size: 18px; color: var(--navy);
  }
  .faq-item summary::-webkit-details-marker { display: none; }
  .faq-item summary .chev {
    width: 26px; height: 26px; flex-shrink: 0;
    border-radius: 50%; background: var(--accent-light); color: var(--accent-dark);
    display: flex; align-items: center; justify-content: center;
    font-size: 14px; transition: transform 0.25s;
  }
  .faq-item[open] summary .chev { transform: rotate(45deg); }

  .faq-body { padding: 0 26px 24px; }
  .faq-body p { font-size: 15.5px; color: var(--ink-soft); line-height: 1.7; }
  .faq-body p + p { margin-top: 12px; }
  .faq-body a { color: var(--accent-dark); font-weight: 500; text-decoration: underline; text-underline-offset: 3px; }
  .faq-body strong { color: var(--ink); font-weight: 600; }

  /* ── CTA STRIP ── */
  .faq-cta {
    background: linear-gradient(135deg, var(--navy) 0%, #243a63 100%);
    border-radius: var(--radius-lg);
    padding: 40px; text-align: center; margin-top: 36px;
  }
  .faq-cta h2 { font-family: 'DM Serif Display', serif; font-size: 26px; color: #fff; margin-bottom: 8px; }
  .faq-cta p { color: rgba(255,255,255,0.6); font-size: 15px; margin-bottom: 24px; }
  .faq-cta .btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
  .faq-cta a {
    display: inline-block; padding: 13px 28px; border-radius: 10px;
    font-weight: 600; font-size: 15px; text-decoration: none; transition: all 0.2s;
  }
  .faq-cta .primary { background: var(--accent); color: var(--navy); }
  .faq-cta .primary:hover { background: #fff; transform: translateY(-1px); }
  .faq-cta .secondary { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,0.3); }
  .faq-cta .secondary:hover { border-color: var(--accent); color: var(--accent); }

  /* ── FOOTER ── */
@media (max-width: 680px) {
.header-band { padding: 110px 20px 90px; }
    .faq-item summary { font-size: 16px; padding: 20px; }
    .faq-cta { padding: 32px 22px; }
  }

  /* ── HAMBURGER + MOBILE MENU ── */
@media (max-width: 760px) {
}
  a:focus-visible, button:focus-visible, summary:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; }